How to Get the Home Buyer Tax Credit, Best Financing, and Best Deal on Your New Home

   

Nick Windham - Owner of Windham Real Estate and Licensed Loan Officer

     Home buyers, get on the ball and do not use the Holidays as an excuse to get your finances/credit in order to buy your home! Be honest with yourself. If it's not Christmas then it will be New Years. If it's not New Years, it will be the NFL playoffs, or whatever else you can your human nature can come up with. Things that are easy to do are even easier not to do. However be proactive and make your life better in 2010! Take advantage of the home buyer tax credit long before the deadline. Don't wait until it's too late like you may have done last time. There isn't going to be a third chance to get this tax credit and you need to close in January or February so that you don't find yourself in bidding wars with other home buyers. The procrastinators will bum rush the housing market in March & April. At the end of the original tax credit deadline it was common for North Texas Home Buyers to have to submit offers above full price on approximately half a dozen homes before finally winning one of them. That process took several weeks or even a few months and was extremely stressful for everyone involved. Save yourself the heartache by starting now.

     Home prices are at decade lows and fixed mortgage rates are at historic lows but starting to creep up. That plus the $6,500 - $8,000 home buyer tax credit. Seriously, if you can't find the motivation within yourself to at least try to buy a home now, then you may not ever.  Don't let the nay sayers make you think you can't qualify for a mortgage. It's simply not true. All you need is a 620 mid FICO score, the ability to document sufficient income, and to have mere 3.5% for down payment (this can even be gifted from family). If you can do those three things then there's a 99.9% chance that V.I.P. Mortgage (Windham Real Estate's partnered mortgage brokerage) CAN qualify you for the home or investment property you've been dreaming of. Don't know your FICO score? Nick will send you yours for FREE (unlike freecreditreport.com) and help you with all of your mortgage questions.

     Your friends in mortgage and real estate, Nick and Brandi Windham of Windham Real Estate, are ready to help guide you through the entire home buying or investing process from qualifying for the best financing to handing you your keys after closing.  They're real estate investors themselves and they know how to help you find the best deal onyour new home.  Contact them at their local office near Eagle Mountain Lake or go to their North Texas Real Estate and Mortgage Website and start house hunting today.

Nick and Brandi Windham
Windham Real Estate
Real Estate and Mortgage
Cell:  (682) 365-6365
Office:  (817) 319-8290
Email:  npwindham@vipmtg.com
Website:  http://www.mywindhamrealestate.com/
Friend us on Facebook Page
Follow Us on Twitter
See us on YouTube